Earnings Call
Jul 29, 2026
Q2 FY2026
EPS Estimate
11.76
EPS Actual
12.50
Post-Earnings Close
$1139.54
Earnings Reaction
-17.0%
FICO delivered a standout second quarter, with revenues of $692 million rising 39% year-over-year and non-GAAP EPS of $12.50 beating the consensus estimate of $11.76 by a meaningful margin. The result prompted management to raise full-year fiscal 2026 guidance to $2.45 billion in revenue and $40.45 in non-GAAP EPS, representing 23% and 35% growth respectively versus the prior year. Free cash flow of $214 million in the quarter brought the trailing four-quarter total to $867 million, up 28%, and the company executed its largest-ever quarterly buyback at $605 million, a clear signal of management's conviction in the stock's value, particularly given the post-quarter repurchase activity at an average price of $1,040 per share.
Report generated on Jul 28, 2026
AI-generated earnings analysis. Not investment advice.
Chief Executive Officer
The quarter's results reflected a combination of company-specific execution and broader sector dynamics, with management addressing several of the key debates that analysts had flagged heading into the print. Guidance commentary pointed to continued momentum in the core segments, while questions on margins and capital allocation drew more nuanced responses from the leadership team over the course of the call.
The quarter's results reflected a combination of company-specific execution and broader sector dynamics, with management addressing several of the key debates that analysts had flagged heading into the print. Guidance commentary pointed to continued momentum in the core segments, while questions on margins and capital allocation drew more nuanced responses from the leadership team over the course of the call.
The quarter's results reflected a combination of company-specific execution and broader sector dynamics, with management addressing several of the key debates that analysts had flagged heading into the print. Guidance commentary pointed to continued momentum in the core segments, while questions on margins and capital allocation drew more nuanced responses from the leadership team over the course of the call.
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