Earnings Call
Jul 21, 2026
Q2 FY2026
EPS Estimate
2.20
EPS Actual
2.25
Post-Earnings Close
$173.00
Earnings Reaction
-3.9%
Equifax posted second quarter 2026 revenue of $1.7 billion, up 11% reported and 10% in constant currency, beating the April guidance midpoint by $5 million. Adjusted EPS of $2.25 was up 13% year-over-year and $0.05 above guidance. The headline numbers, however, tell only part of the story, the more consequential developments this quarter were the acceleration in AI-driven margin expansion, a landmark $300 million in government contract signings, the announced acquisition of Círculo de Crédito in Mexico, and a doubling of the company's internal AI productivity savings target from $75 million to $150 million over 2026-2028.
Report generated on Jul 21, 2026
AI-generated earnings analysis. Not investment advice.
Chief Executive Officer
The quarter's results reflected a combination of company-specific execution and broader sector dynamics, with management addressing several of the key debates that analysts had flagged heading into the print. Guidance commentary pointed to continued momentum in the core segments, while questions on margins and capital allocation drew more nuanced responses from the leadership team over the course of the call.
The quarter's results reflected a combination of company-specific execution and broader sector dynamics, with management addressing several of the key debates that analysts had flagged heading into the print. Guidance commentary pointed to continued momentum in the core segments, while questions on margins and capital allocation drew more nuanced responses from the leadership team over the course of the call.
The quarter's results reflected a combination of company-specific execution and broader sector dynamics, with management addressing several of the key debates that analysts had flagged heading into the print. Guidance commentary pointed to continued momentum in the core segments, while questions on margins and capital allocation drew more nuanced responses from the leadership team over the course of the call.
Read the full EFX analysis
The complete report, with key themes, analyst Q&A summary, notable quotes, and market context — is free with an account. No password, no card.